Credit Analyst Officer

Key Responsibilities:

• Perform the credit analyze to comply with the Operating Manual, Procedure, and Guidelines of Credit as well as the regulations of relevant authorities
• Report and analyze the stages of credit affairs to find the negative phenomenon which could cause credit risks
• Check, review and make the Credit Screen report to all loan documents that receive from branch/department and then make reports send to manager in charge for making the approval
• Perform a site visit to any location which declares in loan assessment to make a survey of business market competitor before making a proper financial analysis
• Perform and take action for any loan which could cause any suspect due to capacity repayment and funding purpose
• Review and evaluate the collateral value before submit to the management for making a final decision to maintain a secure LVR
• Review and advice related to legal document before loan disbursement
• Perform other related duties as required by Team Leader and Management

Minimum Requirements:

• University degree in Finance and Banking or equivalent professional qualifications
• At least 1 year of working experience in credit screen or in banking industry
• High proficiency spoken and written of English
• Creative, dynamic, flexible, self-direct and self-motivated team player
• Committed, hard-working, and honest individual
• Willing to work under pressure